AML & KYC Policy

CryptoFXB ("CryptoFXB," "we," "us," or "our") is committed to maintaining a robust framework to prevent the use of its platform (the "Platform") for money laundering, terrorist financing, or other financial crime. This Anti-Money Laundering ("AML") and Know Your Customer ("KYC") Policy summarizes the principles and procedures we apply. By using the Platform, you agree to cooperate with these measures.

1. Our Commitment

We take a risk-based approach to detecting and preventing money laundering and terrorist financing. We aim to keep our Platform from being used to disguise the origins of unlawful funds, and we cooperate with applicable laws and lawful requests from competent authorities. Our procedures are reviewed and updated as risks and best practices evolve.

2. Customer Identification and Verification (KYC)

Every account begins with email verification at sign-up and mandatory two-factor authentication. Where required, we also carry out identity verification, which may include collecting and checking:

• your full legal name and date of birth;
• a valid government-issued identification document;
• proof of address;
• other information reasonably needed to confirm your identity.

We may decline to open an account, or restrict an existing account, where identity cannot be satisfactorily verified or where verification information is false or incomplete.

3. Ongoing Monitoring of Transactions

We monitor account activity on an ongoing basis to identify activity that is unusual, inconsistent with what we know about a customer, or otherwise indicative of potential financial crime. As part of this, every withdrawal request is held and reviewed before it is processed. We may request additional information or documentation in connection with this monitoring.

4. Source-of-Funds Checks

For larger allocations — including managed investment plans, which carry a minimum allocation of $10,000 — and where activity otherwise warrants it, we may carry out enhanced due diligence, including requesting information about the source of your funds or wealth. Providing this information may be a condition of processing a deposit, allocation, or withdrawal.

5. Sanctions and Restricted-Jurisdiction Screening

We screen customers against applicable sanctions and watch lists and restrict access from sanctioned or otherwise restricted jurisdictions. We do not knowingly provide services to sanctioned persons or to individuals located in embargoed territories. Accounts that are found to be associated with sanctioned parties or restricted jurisdictions may be frozen or closed.

6. Prohibited Activities

You must not use the Platform to:

• launder the proceeds of crime or finance terrorism;
• conceal or disguise the true ownership or origin of funds;
• provide false, stolen, or fraudulent identity information;
• transact on behalf of an undisclosed third party or a sanctioned person;
• engage in fraud or any other unlawful activity.

7. Suspicious Activity and Reporting

Where we identify activity we reasonably consider suspicious, we may delay, suspend, or decline transactions, request further information, and, where appropriate and permitted by law, report the activity to the relevant authorities. In certain cases we may be legally prohibited from informing you that a report has been made.

8. Record-Keeping

We retain customer identification records, verification documents, and transaction records for the periods required by applicable law. These records support our monitoring, allow us to respond to lawful requests, and help demonstrate compliance with our obligations.

9. Cooperation with Authorities

We cooperate with lawful requests from competent authorities and may share information where required by law or legal process. Our compliance measures are designed to balance our legal obligations with the protection of legitimate customers and their information.

10. Contact

For questions about this AML & KYC Policy or a verification request, contact us at support@cryptofxb.com or through the in-app Contact page.